KuraPath
know your health
Prevent claims.
Retain members.
Deploy world-leading agentic AI health education at population scale. KuraPath shifts members upstream with compliant, quantum-resistant wellness intelligence to improve claims outcomes and strengthen member retention.
Population Stratification
Live Risk Migration
Total Cohort
12,402
142 members migrated out of High Risk via AI protocol adherence.
↓ 12% Liability Drop
The Market Is Moving
Health insurers are rapidly adopting AI. The question isn't whether to deploy it, but how fast you can do it responsibly.
94%
of payers actively adopting AI
a16z, Spring 2026
80%
prefer vendor-built AI over in-house
a16z, Spring 2026
78%
use AI for member care navigation
a16z, Spring 2026
75%
of payers planning significant AI investment in 3-5 years
a16z, Spring 2026
Only 31%
of payers have defined AI governance
a16z, Spring 2026
CPS 230
KuraPath is vendor-ready for APRA's CPS 230 operational resilience requirements
APRA
On-Device AI (Optional): For compatible devices, KuraPath can run select health models directly in the browser, so sensitive member data never leaves the device. A privacy differentiator for insurers who want zero-data-transmission options.
Health Literacy Is a Claims Lever
Low health literacy individuals spend nearly 3x more on annual healthcare. KuraPath turns health education into measurable claims cost reduction. Track member engagement, health literacy improvement, and claims impact through your dedicated analytics dashboard.
~3x
Higher annual healthcare spending by low health literacy individuals
ACSQHC
3-5%
Added to total health expenditure by low health literacy
ACSQHC
63%
Of health literacy interventions reduce ED attendance
NIH Systematic Review
Impact Measurement: Track member engagement, health literacy improvement scores, and claims impact through your dedicated analytics dashboard. KuraPath provides quarterly impact reports linking education engagement to claims outcomes.
Population-Scale Wellness Intelligence
Seamlessly integrate world-leading agentic AI health education into your member experience to drive prevention, improve outcomes, and reduce claims.
Proactive Health Education
Engage members with actionable health insights and wellness pathways. Shift the member experience from reactive claims to proactive prevention — reducing chronic disease escalation and hospital admissions.
World-Leading Agentic AI
Deploy compliant, hallucination-mitigated agentic AI that autonomously retrieves evidence from a curated health knowledge corpus - delivering trusted health education at population scale.
LiveLong Wellness Pathways
Provide members with personalised longevity and wellness coaching mapped to clinical evidence, improving health outcomes and driving sustained member engagement and retention.
Improved Claims Outcomes
KuraPath drives proactive engagement that intercepts chronic disease before hospitalisation — reducing claims frequency, improving outcomes, and strengthening your member value proposition.
Member Retention & Engagement
Deliver a premium, tangible health benefit that members actively use. Improve retention, reduce churn, and differentiate your fund with AI-powered health education.
Biosphere Environmental Intelligence
Empower members with real-time environmental health insights — AQI, heat stress, pollen, UV — enabling proactive health decisions and reducing environment-related health risks across your member base.
Multilingual Member Engagement
Engage diverse member populations with real-time voice health conversations in 74 languages. Reduce health literacy barriers and improve engagement rates across multicultural member bases via Gemini Live AI.
KuraBridge Medical Translation
KuraBridge medical translation reducing communication barriers and improving health outcomes for diverse member populations. Real-time translation in 74 languages during GP consultations ensures every member receives clear, accurate health communication.
Quantum-Resistant Security
All member health data is protected with AES-256-GCM field-level encryption, hybrid post-quantum key encapsulation (ML-KEM-768), and active ML-DSA-65 signatures. SOC 2 Type II controls active with ISO 27001 dual-track certification underway. Fully compliant architecture.
Kura Guide
Deploy a persistent AI health guide for every member. Kura proactively surfaces health insights, connects text and voice conversations across features, and supports care coordination with agentic AI in 74 languages.
Privacy-Preserving Population Insights
Federated learning with differential privacy enables population-level health insights without exposing individual member data. Mathematically guaranteed privacy with practical utility.
Digital Health Twin
Bayesian causal network modelling enables personalised risk simulation for every member. What-if scenarios help members understand the impact of lifestyle changes on health outcomes.
Gamified Health Education
Members earn Kura XP for completing health literacy activities — from interpreting results to exploring wellness pathways. Progression through engagement tiers drives sustained platform usage, improving health outcomes and reducing claims.
Satellite Environmental Risk Scoring
Cohort-level environmental exposure analytics powered by satellite-derived land cover and air quality data. Identify high-risk postcodes and quantify environmental burden for preventative health program targeting.